refresh your home today
take up to 24 months to pay
when you use the Overstock store credit card on qualifying purchases†
Open an Overstock store credit card today to take advantage of up to 24 months no-interest financing when paid in full within period§ and get 10% off your first order.**
Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the deferred interest period, or if you make a late payment.
With special financing offer §
no annual fee ‡
That's right, zero
It's the one card that makes it easy for you
to make your home your way.
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- Update Account Information Online
Terms & Conditions
** 10% off your first purchase with an Overstock Store Credit Card may only be used once and cannot be combined with any other offer nor past purchases and not eligible for promotional financing. Does not apply to items in current site promotions. Total discount limited to $5,000. Purchases of gift cards, Club O Memberships, and products from the "Electronics", "Designer Store", "Local Farm Fresh Box" stores, Special Sales, Minimum Advertised Priced products and from the "Books, Movies, Music & Games" and "Cars" categories are not included. Discount appears at checkout. Offer subject to end at anytime. Offer subject to credit approval.
† Promotional financing available with Overstock Store Credit Card Accounts offered by Comenity Capital Bank who determines qualifications for credit and promotion eligibility. Minimum purchase and minimum monthly payments are required. Click here to learn more about Special Financing Options.
‡ Subject to credit approval. Overstock Store credit cards are issued by Comenity Capital Bank. See important Rate, Fee and other Cost information.
§ Interest will be charged to your account (at the variable Purchase APR) from the purchase date if the purchase balance is not paid in full within the promotional period or if you make a late payment. Minimum monthly payments are required for this plan during the promotional period. Required minimum purchase of $249 for the 6 month plan, $499 for the 12 month plan, $1499 for the 18 month plan, and $1999 for the 24 month plan. Overstock Store Credit Card accounts are offered by Comenity Capital Bank who determines qualifications for credit and promotion eligibility. Offer valid on purchases made at Overstock with your Overstock Store Credit Card. At no time will the minimum payment due be less than $27. Standard variable Purchase APR of 28.49%, based on the Prime Rate. Minimum Interest Charge is $2.00, per credit plan. Subject to credit approval.