I was in your exact place just last week ... I wanted a microsuede duvet cover but wasn't sure if this was worth more than some of the cheaper ones on this site. Let me tell you, it definitely is. There is not a single drawback to this great set! See the reviews (not a single bad one!). It is perfectly comfortable, drapes very nicely, and the comforter doesn't bunch up at all! While I was expecting the shams to be more for decoration, they are actually fine for sleeping! Some detail: This uses a button up closure at the bottom of the cover ... the buttons fold nicely inside the cover so they don't stick out (definite bonus). In each of the bottom corners there are strings to which you can tie your duvet so it doesn't get lost. Yes the color is a little off from the website (I have chocolate) ... but that is extremely common with overstock.com. I am extremely happy I spent a little extra on this rather than some of the cheaper ones on this site ... definitley no regrets!