I never realized how hard it was to find twin quilts that aren't juvenile themed or college colors! Overstock came to the rescue. Although I wanted black and white the cream background is so barely cream you can hardly tell. It actually is better than the black and white color. And the gray reverse side is a very nice compliment. I can pair it with red sheets, purple lavender, green...you name it! Perfect summer weight. Pattern is very nicely done as well. Good quality cotton.