Should have listsened to other reviewers...The wallet is too small to hold currency discreetly and does not stay folded over - even with nothing in it. Add your ID and 4 credit cards and you've got a George Costanza wallet! It's too thick and flops open. Could use a keeper rubber band, it's that bad. Maybe a snap like a ladies wallet. Two stars for the nice soft leather, very but bad design. If you have nothing to carry, then you'd choose a slimmer wallet anyway. Husband will use it til I can get him another style. He's hard on wallets, so leather might go first. We'll see.