Get it today,
no credit needed!
Get the lease-to-own program that helps you purchase what you want today!
Progressive Leasing obtains information from credit bureaus with no credit needed (Not all applicants are approved.)
Flexible weekly, bi-weekly, or monthly payment options make it simple to usePayment Estimate
(3 Mos. in CA)
You can save money when you pay off your lease using our 90-day purchase option(3 months in CA). Standard agreement offers 12 months to ownership. 90-day purchase options cost more than the retailer’s cash price (except 3-month option in CA). To purchase early, call 877-898-1970
Easy Lease-to-Own Process
Already been approved?
“Fast, easy and affordable payments. Pay off in 3 months is the option I took. Love my purchase and very simple process.”
Give Progressive Leasing a call at 1-877-748-5688.
Hours of Operation: 7am - 11pm MST
Leasing is a convenient way to get the items you want now – without a big upfront payment or a long-term commitment. Progressive Leasing offers a great selection of retailers, affordable payments and flexible choices on how to own your merchandise.
Progressive Leasing provides a rental- or lease-purchase agreement or in certain states, a rent-to-own agreement, a consumer rental-purchase agreement, or a lease agreement with an option to purchase. It is not a loan, credit or financing. While no credit history is required, Progressive obtains information from consumer reporting agencies in connection with your lease application.
An initial payment is required at lease signing. All remaining lease payments will be determined by the cash price of the leased item and the frequency of payments. You will not own the leased merchandise or acquire ownership rights unless you make all your payments or exercise an early purchase option. Progressive Leasing is not available in Alaska, Hawaii, Minnesota, New Jersey, Vermont, Wisconsin, Wyoming. Merchant participating locations only. Not all applicants are approved.
Once paid in full, you own it. Progressive Leasing is the owner of the items until all scheduled payments are made or you exercise a buyout option. At that time ownership will transfer to you. Standard agreement offers 12 months to ownership. 90-day purchase options cost more than the retailer's cash price (except 3-month option in CA). To purchase early call 877-898-1970. Regularly scheduled payments are still due even if you intend to exercise an early purchase option.
Your lease is with Progressive Leasing, not Overstock.com.
The advertised service is lease to own or a rental or lease purchase agreement provided by Prog Leasing, LLC, or its affiliates. Acquiring ownership by leasing costs more than the retailer’s cash price. Leasing available on select items at participating locations only. Not available in Alaska, Hawaii, Minnesota, New Jersey, Vermont, Wisconsin, Wyoming. The initial payment is $49. All remaining lease payments will be determined by the cash price of the leased item and the frequency of payments. You will not own the leased merchandise or acquire ownership rights unless you make 12 months of payments or exercise an early purchase option.
Homegood ownership is optional; you can cancel your lease anytime by returning the homegood to Overstock (within 30 days of purchase) or Progressive Leasing (after 30 days).