A Club O membership is only $19.95 a year.

Yes, your Club O membership will automatically renew after a year for $19.95 using your original payment method. You can opt out of auto-renewal at any time in your Club O Rewards Dashboard. Don’t worry, we'll send you a reminder before your account renews!

Club O memberships are non-refundable. However, you can opt out of auto-renewal at any time in your Club O Rewards Dashboard. You’ll still have access to benefits and rewards until your membership expiration date.

No, memberships have to be tied to a customer account and therefore you are not able to gift a membership. However, you can gift an Overstock gift card which can be used toward the purchase of a Club O membership.

You'll earn rewards every time you shop with Club O! Earn 5% rewards on all your Overstock purchases (5 points for every $1 spent) and earn up to 4000 points ($40) in rewards for a single product review.

As a Club O member, you can earn points for Overstock purchases and other activities such as leaving reviews and referring your friends. Points can be redeemed as dollars for future Overstock purchases.

Points can be redeemed as reward dollars for future Overstock purchases. Each point is worth one cent. For example, if you earn 500 reward points then you can redeem them as $5.00 towards a future purchase.

No, as a Club O member you will earn 5% rewards on every purchase, no matter what.

Rewards will be available in your Overstock account as soon as your items ship. Rewards for writing reviews will be placed in your account within 48 hours after you have left a review.

Yes, when you sign up for a new Club O membership, you can earn up to 2500 points ($25) in rewards for eligible past purchases. These rewards are applied automatically and will appear in your rewards history as a "Membership Bonus Reward".

If you cancel a purchase before it ships, you will not receive Club O rewards for that purchase.

If you return an item and you have already received Club O rewards for that purchase, rewards earned for that item will be subtracted from your account. If not enough rewards are available in your account, the corresponding reward amount will be subtracted from your refund.

Yes, you will earn Club O rewards on gift card purchases.

No, rewards are not given on payments with gift cards. However, if your purchase amount exceeds the gift card's amount, you will earn rewards on the remaining balance of your purchase.

Club O rewards are calculated based on the purchase amount after all coupons, discounts, and gift cards have been applied.

Rewards earned through making purchases will remain active in your account as long as you are a Club O member. Rewards earned from leaving a review or referring a friend expire after 90 days. Membership bonus rewards expire after 45 days.

If your membership expires, any remaining rewards in your account will be unavailable to use until you renew your membership. You can reclaim your rewards if you renew your membership within 90 days after expiration.

The Extra Rewards Store is an exclusive shopping experience for Club O members where you can earn up to 40% rewards on select items. With new products added each week, you can earn more while shopping exciting new items you'll love.

You can redeem your points as reward dollars for your next Overstock purchase. You can apply reward dollars to your order at checkout.

Yes, Club O rewards may be combined with other discounts, coupons, and credits without any restrictions.

Points can only be applied as reward dollars for future Overstock purchases. Points have no cash value and are not redeemable for cash.

No, during the checkout process you must select to apply your rewards to your purchase and choose the amount of rewards to use.

No, at this time points can only be redeemed as reward dollars for Overstock purchases.

You receive free automatic enrollment Club O as an Overstock Mastercard Card member.

Your free Club O membership stays active as long as your Overstock Mastercard account is open and in good standing. There is no need to renew.

No, when your Club O membership is tied to an Overstock Mastercard you cannot cancel your membership.

More information can be found on the Overstock Mastercard page.

You'll earn rewards when you shop with your Overstock Mastercard at Overstock and everywhere Mastercard is accepted. Earn 5% rewards on all your Overstock purchases (5 points for every $1 spent). Earn 3% at department stores and apparel, 2% on gas, and 1% everywhere else. Earn up to 4,000 points ($40) in rewards for a single product review.

As an Overstock Mastercard Club O member, you can earn points for qualifying purchases when you use your credit card and other activities such as leaving reviews and referring your friends. Points can be redeemed as dollars for future Overstock purchases.

Points can be redeemed as reward dollars for future Overstock purchases. Each point is worth one cent. For example, if you earn 500 reward points then you can redeem them as $5.00 towards a future purchase.

No, there is no limit on how many rewards you can earn on qualifying purchases.

Overstock Mastercard rewards earned on purchases made on Overstock sites will be posted to your Account balance under “My Account” on the Sites within 72 hours of when the items purchased are shipped to you. Overstock Mastercard rewards earned on purchases not made on our Sites will be posted to your Account balance upon transaction settlement. At any time, we may verify and adjust your Account balance based on our records and based on certain purchases not constituting, or no longer constituting, Net Eligible Purchases.

No, if you cancel any purchases made with your Overstock Mastercard the rewards earned will be deducted from your rewards balance.

If you return an item and you have already received Club O rewards for that purchase, rewards earned for that item will be subtracted from your account. If enough rewards are not available in your account; the corresponding reward amount will be subtracted from your refund for purchases made on Overstock sites. If enough rewards are not available in your account for purchases made outside of Overstock sites, your rewards balance will be negative.

Yes, you will earn Club O rewards on Overstock gift card purchases.

No, rewards are not given on payments with gift cards. However, if your purchase amount exceeds the gift card's amount, you will earn rewards on the remaining balance ofyour purchase if you use your Overstock Mastercard.

Club O rewards are calculated based on the purchase amount after all coupons, discounts, and gift cards have been applied.

Rewards earned through making purchases will remain active in your account as long as you are a Club O member. Rewards earned from leaving a review or referring a friend expire after 90 days. Membership bonus rewards expire after 45 days.

In the event your Overstock Mastercard is canceled or terminated for any reason you will have 90 days from the date of cancelation to use remaining earned rewards from purchases.

The Extra Rewards Store is an exclusive shopping experience on Overstock sites for Club O members where you can earn up to 40% rewards on select items. With new products added each week, you can earn more while shopping for exciting new items you'll love.

You can redeem your points as reward dollars for your next Overstock purchase. You can apply reward dollars to your order at checkout.

Yes, Club O rewards may be combined with other discounts, coupons, and credits without any restrictions.

Points can only be applied as reward dollars for future Overstock purchases. Points have no cash value and are not redeemable for cash.

No, during the checkout process you must select to apply your rewards to your purchase and choose the amount of rewards to use.

No, at this time points can only be redeemed as reward dollars for Overstock purchases.