Choose from convenient Deferred1 and Waived2 Promotional Payment Plans exclusively available with Overstock Store Credit Card

Not all promotional plans will be available at all times. The available promotional plan options will be displayed in checkout process.


No Interest if paid in full within Promotional Period

1 Interest will be charged to your account (at the variable Purchase APR) from the purchase date if the purchase balance is not paid in full within the promotional period or if you make a late payment. Minimum monthly payments are required for this plan during the promotional period. Required minimum purchase of $249 for the 6 month plan, $499 for the 12 month plan, $1499 for the 18 month plan, and $1999 for the 24 month plan.


No Interest for Promotional Period, after that 26.99% APR

2 Purchase must be made using the Overstock Store Credit Card. Interest will be charged to your account (at the standard, variable purchase APR) from the end of the promotional period on the remaining balance if the purchase balance is not paid in full within the promotional period or if you make a late payment. Minimum monthly payments for this plan during the promotional period will be the greater of: the amount of the purchase divided by the number of months in the promotional period, (rounded up to the nearest $1.00); or $5. Required minimum purchase of $1000 for the 36 month plan, $1500 for the 48 month plan and $3000 for the 60 month plan.


**Offer valid on purchase made using Overstock Store Credit Card made within 90 of application and can be claimed only once. Minimum of $300 order amount is required. Offer is available only if you choose no financing at checkout with your Overstock Store Credit Card. Rewards are given within 10 business days of order and rewards expire after 90 days from date of issue. Offer subject to end at anytime. Offer subject to credit approval.


‡ Standard variable Purchase APR of 26.99%, based on the Prime Rate. Minimum Interest Charge is $2.00, per credit plan. Subject to credit approval. See important Rate, Fee and other Cost information.


§ Promotional financing available with Overstock Store Credit Card Accounts offered by Comenity Capital Bank who determines qualifications for credit and promotion eligibility. Interest will be charged to your account (at the variable Purchase APR) from the purchase date if the purchase balance is not paid in full within the promotional period or if you make a late payment. Minimum monthly payments are required for this plan during the promotional period. Required minimum purchase of $249 for the 6 month plan, $499 for the 12 month plan, $1499 for the 18 month plan, and $1999 for the 24 month plan. Overstock Store Credit Card accounts are offered by Comenity Capital Bank who determines qualifications for credit and promotion eligibility. Offer valid on purchases made at Overstock with your Overstock Store Credit Card. At no time will the minimum payment due be less than $35.


Earn $30 welcome rewards
on your first $300 order **
OR
Take up to 24 months
special financing §
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