Definately helps organize all credit cards. It is easy to view the type of each card. The soft, leather wallet keeps the cards shielded from others who may see your cards. The pockets are deep enough that the account numbers on the cards may not be viewed.
I like the fit. Keeps ears warm. shields against wind. Lining is very comfortable. No itching from inner material. I thought I would like the sage option, but it doesn't go well with my skin tone-dark, so gonna send it back for another style. Otherwise great winter hat.
As a man, I don't wear "scarves" of course. (-; But I DO ride my motorcycles year-around ... even in freezing cold temperatures. My Bikes are dressed out with patriotic artwork, with matching helmets. And my safety clothing is also 'patriotic' red, white, and blue! What else would you expect from a Marine Veteran..? This scarf makes a Great 'wind breaker' between my helmet and my jacket, while still allowing me plenty of fresh air, and not fogging my face-shield.
Purchased for my husband who is an avid fisherman. Was told by physician to protect neck and ears outdoors. This hat is cool and comfortable for him and definitely has been doing its job. Also the neck shield detaches from cap when not needed. He is happy with the comfort and style. Thinking of purchasing another for spare.
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