Please see the Summary of Credit Terms for important information on rates, fees, costs, conditions and limitations.
You must pay your entire statement balance (including all promotional purchase and balance transfer balances) by the due date each month to avoid being charged interest on new purchases from the date those purchases are made, unless your new purchases are subject to a 0% interest rate.
- * For additional information about the Annual Percentage Rates (APRs) fees and other costs, see the Summary of Credit Terms.
- † See the Credit Card Rewards Program Terms and Conditions in the Summary of Credit Terms for details. Please see the Club O Rewards Program terms and conditions at www.overstock.com for information on Club O Rewards redemption, expiration, forfeiture, and other limitations. Allow 6-8 weeks after your first card usage for the $20 Club O Rewards to appear on your credit card account.
- ‡ 5% Club O Rewards: You accrue the benefits described herein for all purchases made through Overstock.com, except international orders, cellular telephone service plans and Club O Memberships. In addition, transactions generated within the Cars, Auctions, Real Estate, Community, Vacations and any Tab other than the Shopping Tab are excluded. 5% Club O Rewards will be calculated on the net purchase amount (after discounts and coupons) of every eligible purchase. Free Shipping: Free standard shipping within the continental United States on all orders.
- FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. Please note that new cardmembers will generally see their FICO® Score within 45 days of account opening.
- Cards are issued by First Bankcard®, a division of First National Bank of Omaha, pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark of Mastercard International Incorporated.