I have owned this book for years, and have lent it to several friends. They all end up buying it. She is straight forward and it encompasses so many areas. I find myself using it for reference as my life changes: mortgage, student loans, etc. This is such a user friendly book and it provides you with a password so that you can use her website for more info and updates to the book. A must have!

• Would you recommend this to a friend? Yes