This is both,,,If you have, taupe or creams ...this will put out those colors. ...also works very well with gray or silver/grays...as the fabric does have a shimmer. I ordered two. I put one in my guest room where there are white walls, white furniture, and dark chocolate curtains,,,the curtains pull out the taupe color and the cream colors in the bedding are accentuated by the white walls and furniture. I was going for monochromatic look in the master. I have dark hardwood floors and a large white and cream rug, and taupe curtains...the neutral tones in the comforter pulled it all together very well without overwhelming the room. The pattern looks large and pronounced in the photo...but is actually more subdued....which worked for me. I don't like to walk into a bedroom and be hit in the face by the bed or bedding...I like all elements to compliment each other so you notice other elements of the room other than the bed. This pulls everything together and keeps tones warm and tones down usually the largest piece in the room....the bed The only issue I have, is the fabric is a little shimmery and I prefer a warmer more muted tone on the fabric.