I ordered the duvet in stone and received what I thought was gold in error. Turns out that is what Overstock is referring to as stone. It is no where near stone colored. Expensive to return and when customer service asked if I would like them to send another one in case it was gold in the packaging as I suspected, when I asked if I would have to pay to return that one they said yes. This is the second time I have had to return bedding for the color being way off. Will not take my chances anymore. Too expensive to return.