As others have said, the background color is dark gold, would have loved for it to have been beige like the photo, but it is what it is. Also, I selected the steel blue and again as others have said it is NOT blue, some have said gray, I personally think it's charcoal gray almost black; but it's lovely. The fabric is very nice for 300 TC, lightweight but very soft & silky, even after washing. Many misunderstand & judge by how it feels right out of the package, you cannot judge until you wash out the sizing that comes on all new cotton bed linens. This duvet has held up to multiple washes, is very soft & comfortable. It does wrinkle some, but again normal for 100% cotton, if taken out of the dryer when still warm and folded neatly the wrinkles smooth out, or you can also touch up with an iron like I do, then the duvet looks beautiful. A good buy for the money, would recommend to anyone, also have the matching sheets, they are also similar in quality to the matching duvet.