I really love the English Garden 6 pc set. Very well made, the shams have zippers, the fabric is very smooth and soft, well made, very high quality. The insert is a nice touch. It's great for summer use - you can add your comforter in colder weather. It's hard to find a duvet or comforter set that fits a Cal King mattress correctly but this duvet fits very well. Couldn't be happier, well, I could... if a bed skirt was included, then I would be even happier. Regardless, this duvet set is great. I would highly recommend it. Love it!