Over the past year, I have furnished a rental apartment with furnishings from Overstock.com and have appreciated the savings that were offered. These were enhanced with the addition of the 5% credits that I received on my purchases. When making either large or small purchases, the 5% adds up. I have used my credits to purchase accessories and to reduce that prices of the already discounted merchandise and have been quite satisfied. With my first purchase I received credits that paid for my membership many times over...and I continue to look to Overstock.com whenever I need to make a purchase for all manner of things.