This is the most fluffy, luxurious piece of bedding I have ever had. It's like getting wrapped in a fluffy cloud. And the only other thing on the bed are the sheets. No need for other blankets b/c it keeps us toasty warm. It was sooo inexpensive, too. The only thing I will do in the near future is get a coverlet b/c it is bright white. I don't want to put it in a zippered cover but that may be an option for some.