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FAQs about Club O

Published January 21, 2011 | Updated November 11, 2015

Online shopping is even better when you take advantage of Club O -- our exclusive customer rewards program. Joining Club O is easy, but you may have questions about being a member. Below are the answers to the most frequently asked questions about Club O.

Questions about Club O:

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  • What are the benefits of joining Club O?

    Free shipping on every order, every day*, 2 to 40 percent in Club O Rewards on every purchase, access to exclusive deals, and a dedicated customer service team are just the beginning to the benefits you'll get by joining Club O. You can read more about the best reasons for joining Club O here.

  • Does Club O have membership levels?

    Our customer loyalty program has two membership levels: Club O Silver and Club O Gold. Club O Silver is our free membership level that introduces customers to the perks of joining the Club. Members earn 2 percent rewards on every Overstock purchase in addition to receiving special email offers and free shipping on all orders over $50. Club O Gold requires a paid membership. At this level, members earn 5 percent rewards on every Overstock purchase, earn up to 40 percent rewards on select items, receive special email offers, and get free shipping on every order, every day.

  • Is it expensive to join Club O?

    A Club O Gold membership costs just $19.95 and gives you benefits and rewards for one full year. With at least 5 percent in rewards on every purchase and free shipping, many customers save far more than they spend on their Club O Gold membership. Club O Silver is free to join.

  • How do I earn Club O Rewards?

    With every eligible purchase you make on, members instantly earn Club O Rewards. Club O Gold members are eligible to earn 10 to 40 percent in extra rewards on certain items on our Club O Extra Rewards page. You can also earn extra rewards when you pay with the Club O Rewards MasterCard. When you use the card, you'll earn up to 8 percent in Club O Rewards on your purchases and 1 percent in Club O Rewards everywhere else. Club O even rewards you for eating out. All Club O members can sign up for the Club O Dining Rewards program. Join the program, and when you dine at participating restaurants, you'll earn 5 percent of your bill in Club O Rewards.

  • Do my Club O Rewards expire?

    At the Silver level, all accrued Club O Rewards will expire 90 days from the date of the most recently earned rewards. If you place an order and earn more rewards within the 90-day period, your existing rewards will remain active. If you upgrade from Club O Silver to Club O Gold within the 90-day period, you will keep your accrued rewards.

    At the Gold level, your Club O Rewards will never expire as long as your Club O membership is active. If your Club O Gold membership expires, you have 90 days to renew before your rewards permanently disappear. If you reactivate your account within 90 days of expiration, any previously unused Club O Rewards will be available to you.

  • What if I don't get my money's worth from my membership?

    This is the Club O Promise: If you don't earn more in Club O Rewards from purchases during your year of Gold-level membership than the actual purchase price of your membership, we will give you the difference in Club O Rewards when you renew for the next year.

  • Who can have a Club O account?

    You must be at least 18 years old to have an Club O membership. Club O members can have only one membership per email address. Most members of the Club O program prefer to have only one Club O membership since Club O Rewards will only apply to the account used to make a purchase.

  • Can I use my Club O Rewards with other discounts?

    Your Club O Rewards may be combined with other discounts, coupons, and offers from, helping you save even more on your favorite products. Club O Rewards can also be used together with gift cards and in-store credit.

  • How do I join Club O?

    Joining Club O is easy. Just visit our Club O Rewards Program page, accept the terms and conditions, add to cart, and checkout. Your Club O Gold membership fee will be charged to the credit card associated with your account.

    You can also sign up for Club O Silver at the Club O Rewards Program page. This membership is free, but you must sign up for email to opt in to the program. Your Club O Silver membership will remain active as long as you are subscribed to email.

  • What if I have more questions?

    You can find even more answers to questions here or you can send us an email.

  • *Free shipping does not apply to orders shipped to Alaska, Hawaii, or Puerto Rico or to international orders. The free shipping benefit is available exclusively to Club O Gold members.