No Stone Necklaces, $15 - $20

Overstock.com has a necklace to fit every taste and budget, featuring every metal and gemstone. Whether you're buying the fanciest gold necklaces with loads of diamonds, traditional pearl necklaces or simple gems on a chain, visiting Overstock.com is like striking the motherlode!

In buying jewelry, like so many things, comparison shopping is the key to a good deal, and Overstock makes that easy by dividing our necklaces into convenient categories. You can search among just the diamond necklaces, pick the perfect string of pearls or select from a wide variety of gemstones. You can examine platinum necklaces, gold necklaces or silver necklaces.

Gold has been the standard of wealth since man first put shiny and yellow together. Whether you're looking for 24k gold, silver or platinum (which has grown so popular it's often called "the new gold") Overstock has something for you. These necklaces feature all the world's gems--pearl, emerald, ruby, topaz and sapphire--so you can find a stone representing every color of the rainbow.

For more modest budgets, alloys like 14k gold or 18k gold offer an affordable alternative. Cubic zirconia, a man-made diamond substitute, is such a common choice these days that it could be called 'a girl's second-best friend." And don't discount a pearl just because it's a cultured pearl.