I'm giving this a poor rating because when I opened up the box - the necklace was all in a big tangled mess. It took me about 5 minutes to detangle it. Once detangled - I noticed one of the cz's was missing. I called Overtstock and they were really good about helping me out. I am going to return it rather than replace it. I also noticed that the 'pearls' on this necklace were identical - when I gave it the pearl test - you know, you rub it against your teeth and it should feel gritty - it was smooth like glass (although the description says its cultured pearls). I did buy another Miadora necklace & Miadora earrings that were cultured Tahitian pearls too and they felt gritty.
The necklace has 10 beautiful Tahitian pearls. I could live without the CZ's, but they were part of the package. Luckily, the CZ's don't detract from the look of the pearls. It is a fun, good looking necklace at a reasonable price - works for me!