Cubic Zirconia Earrings, $20-$25

Diamonds may still be "a girl's best friend," but cubic zirconia jewelry can give a girl--any girl--the sparkle of a diamond for considerably less money. A cubic zirconia, or CZ, is a mineral crystal which is chemically different from a diamond but looks almost identical. In fact, cubic zirconia have become so popular these days, they could be called "a girl's second-best friend." CZs can look so diamond-like that only an experienced jeweler can tell the difference by looking at the stone. Anyone can tell a diamond from a zirconia by looking at the price tag.

Cubic zirconia is available in many colors and sizes, and can be shaped like a gemstone. Because of their low cost, you can combine cubic zirconia earrings with cubic zirconia rings, cubic zirconia necklaces or cubic zirconia bracelets of similar style to make a great fashion statement. A statement made even better by Overstock.com's every day clearance sale prices.

Cubic zirconia, being jewelry for the budget conscious, are often mounted in less expensive settings, like sterling silver, instead of white gold or platinum; 14k gold instead of 22k gold jewelry. Sometimes, gold tone or silver tone settings are used. For those who want the look of top-of-the-line fashion jewelry, but won't buy cheap junk that'll turn your neck green, cubic zirconia earrings are the way to go.

By the way, even people who can afford vastly expensive gems often prefer wearing cubic zirconia for the obvious reason of safety. If cubic zirconia earrings are lost, stolen or damaged, one's financial future does not go with them! They can be easily replaced, especially at Overstock.com prices!