Cubic Zirconia Necklaces, $100-$200

Diamonds may still be "a girl's best friend," but cubic zirconia jewelry can give a girl--any girl--the sparkle of a diamond for considerably less money. Cubic zirconia, or CZ, are mineral crystals which, despite being chemically different from diamonds, looks almost identical. In fact, cubic zirconia have become so popular these days, some might call them "a girl's second-best friend." CZs can look so diamond-like that only an experienced jeweler can tell the difference--in the stone, that is, anyone can tell a diamond from a zirconia by looking at the price tag.

Cubic zirconia are available in many colors and sizes and can be shaped like a gemstone. Because of their low cost, you can combine cubic zirconia necklaces with cubic zirconia bracelets, cubic zirconia earrings or cubic zirconia rings or buy them as part of complete cubic zirconia jewelry sets that make great fashion statements. Statements made even better by Overstock.com's every day clearance sale prices.

Cubic zirconia, being budget conscious items, are often mounted in less expensive settings--sterling silver instead of white gold or platinum; 14k gold instead of 22k gold jewelry. Sometimes, gold tone or silver tone settings are used. For those who want the look of top-of-the-line fashion jewelry, but won't buy cheap junk that'll turn your neck green, cubic zirconia ring are the way to go.

By the way, even people who can afford vastly expensive gems often prefer wearing cubic zirconia for the obvious reason, safety. If a cubic zirconia necklace is lost, stolen or damaged, one's financial future does not go with it! They can be replaced with ease, especially at Overstock.com prices!