The down was VERY THIN, it's fairly warm but certainly NOT a cold winter jacket. More importantly, the zipper kept popping open (no, it's not too small for me), and then the ZIPPER BROKE and I can't zip it at all. Didn't even last the whole winter. Fits true to size.
I loved the lightweight feel of the coat and it was protective, however, the sleeve length was short compared to other coats I had tried. The main reason for my review though, was the zipper. After only one season of use, the zipper broke. I am not one to give hard use to most of my things. Since this was an online purchase, and my first on Overstock, I am not sure if there is any kind of warranty. I will need to check.