I had a falling apart wallet that I desperately needed to replace. My old one had this gusseted pocket, along with space for other credit cards / license / etc, but only two (where this one has more. Couldn't find one anywhere in B&M stores. I got it in the mail and I am thrilled. It holds everything my old wallet holds in the gusseted pocket, plus room for more, and it is still slim enough to go into my front or back pocket. If you have lots of credit cards or credit card sized things in your wallet, this is the one for you.