This wallet meets my needs and I'm keeping it despite a major flaw: the credit card slots are too small and impossible to use. Luckily there are many other slots and pockets so I can make it work. Other reviews prepared me for the plastic lining, which I agree is tacky. One good feature not mentioned is that it has a pen loop.
I love this wallet, it's exactly what I've been looking for, the only problem I have with it is the checkbook holder is not big enough. I'm not able to get the register and the checkbook in the designated section and close the wallet, it binds at the fold. I put the register in the section behind my checks and it closes fine.