A wake-up call to everyone that has a IRA, 401(k) or 403(b), Clear useful information necessary to insure that you savings benefit you and your family not Uncle Sam and our elected officials who designed a maze to trap your money. Be prepared with a pencil and paper to write down and underline concepts that you will need to discuss with your spouse, lawyer, financial planner and most importantly the executor of your will. When you finish you will realize the easy part of retirement savings is getting the money in and the rewarding part is getting it out. If you don't know much about estate planning you will find the information helpful and the example easy to understand. If you are an expert on trusts and estates, the book will assist you making a complex issue understandable to your clients.