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Change Before You Have to: Discover a New Life of Abundance, Passion, & Satisfaction (Paperback)

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ITEM# 14128044

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¹ The minimum payment due shown reflects the amount due if your previous balance is zero. If your previous balance is not zero, see your Credit Card Agreement for additional information regarding the minimum payment due. The estimated monthly payment was calculated using the following assumptions: payments are made each period; no debt cancellation or suspension agreement applies to the Account; no taxes or ancillary charges are or will be added to the Account; goods or services are delivered on a single date; and you are not currently and will not become delinquent on the Account. Purchase must be made using the Overstock Store Credit Card.

² Interest will be charged to your account (at the variable Purchase APR) from the purchase date if the purchase balance is not paid in full within the promotional period or if you make a late payment. Minimum monthly payments are required for this plan during the promotional period. Required minimum purchase of < $249 for the 6 month plan, $499 for the 12 month plan, $1199 for the 18 month plan, and $1799 for the 24 month plan. Overstock Store Credit Card accounts are offered by Comenity Capital Bank who determines qualifications for credit and promotion eligibility. At no time will the minimum payment due be less than $25. Standard variable Purchase APR of 26.99%, based on the Prime Rate. Minimum Interest Charge is $2.00, per credit plan. Subject to credit approval and availability. Account must be in good standing at time of transaction.

† Promotional financing available with Overstock Store Credit Card Accounts offered by Comenity Capital Bank who determines qualifications for credit and promotion eligibility. Subject to credit approval and availability. Account must be in good standing at time of transaction. Minimum purchase and minimum monthly payments are required. Minimum purchase of $249 required for 6 months special financing plan, minimum purchase of $499 required for 12 month special financing plan, minimum purchase of $1499 required for 18 month special financing plan, and minimum purchase of $1999 required for 24 month special financing plan when financing plan is selected at checkout.

* Coupon can only be used once. Discounts and Coupons are not eligible for promotional financing. Total discount limited to $5,000. Does not apply to items in current site promotions. Purchases of gift cards and products from the "Electronics" store and from the "Books, Movies, Music & Games" and "Cars" categories are not included. Discount will appear on the billing page before submitting the order. This coupon cannot be combined with any other offer or coupon. Offer subject to end at any time. Offer subject to credit approval. Account must be in good standing at time of transaction

‡ Standard variable Purchase APR of 26.99%, based on the Prime Rate. Minimum Interest charge is $2.00 per credit plan.

Details

ITEM#: 14128044

Rob Ketterling is the lead pastor of River Valley Church, located in Minnesota's Twin Cities metro area. Starting in 1995 with just 13 people, Rob and his wife Becca began River Valley with a vision for church outside the ordinary. Today, River Valley is a thriving, growing church with over 3,800 in attendance at its ten services across four locations. With a heart for leadership, Rob serves on many church and para-church boards and is also on the leadership team for the Association of Related Churches.
What will it take for you to change? We've all heard it said, The road to Hell is paved with good intentions and we all know good intentions won't cause us to change. For most of us, however, it takes a crisis, a tragedy, a pain so great that change is actually forced upon us. By then, it's way too late. But what if¦ what if you could find the strength to change before the pain, before the crisis, before the tragedy? What if you could change before you have to? In this book, Change Before You Have To, I'll give you the keys I've found that can help you change your relationships, your weight, your job, your finances, and your emotional and spiritual state before the crisis”before you have to. No more excuses, no more good intentions, it's time to change and live life to the fullest!

Specs

ISBN 9781937830526
Genre RELIGION / Christian Church / Leadership
Format Paperback
Pages 169
Publisher Date 2012-09-01 00:00:00.0
Publisher Influence
Copyright Year 2012
Height 8.75 in
Wdth 5.75 in
Thickness 0.5 in
Unit weight 0.7 lb
Language English
Subtitle Discover a New Life of Abundance, Passion, & Satisfaction
Audience General/trade
Authors Ketterling, Rob
Country of Origin United States

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